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Bill

SB 48

INSURANCE DEPARTMENT: Provides for data collection by the Department of Insurance. (1/1/26)

2025 Regular Session Introduced by Kirk Talbot

Louisiana bill authorizes Department of Insurance to collect regulatory data, but was withdrawn twice before consideration in 2025.

Withdrawn from the files of the Senate prior to introduction.
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Bill Summary · SB 48

Legislative bill overview

SB 48 would authorize Louisiana's Department of Insurance to collect data as part of its regulatory oversight functions, with an effective date of January 1, 2026. The bill was prefiled in March 2025 but was withdrawn from Senate consideration twice in April 2025 before receiving a full hearing.

Why is this important

Data collection by insurance regulators is foundational to monitoring market competition, detecting fraud, ensuring solvency, and protecting consumers. The specific scope of what data would be collected under this bill is unclear from the bill summary alone, making it difficult to assess whether this represents routine administrative authority or a significant expansion of regulatory powers.

Potential points of contention

  • Scope ambiguity: The bill summary provides no details on what types of data would be collected, from whom, or how it would be used, making it impossible to evaluate privacy or compliance implications without viewing the full text
  • Regulatory burden: Depending on implementation, expanded data collection could impose costs on insurance companies that may be passed to consumers or could streamline existing fragmented reporting requirements
  • Withdrawal history: The bill's withdrawal twice in rapid succession suggests either procedural issues, sponsor concerns, or lack of legislative support that warrant examination

Compiled from official sources — confirm details with the bill’s official record.

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