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Bill

HB 2125

insurance coverage; hearing aids; children

57th Legislature - First Regular Session Introduced by Leo Biasiucci and 3 co-sponsors

Arizona health insurers must cover hearing aids and related services for children under 18, removing cost barriers to treatment during critical developmental years.

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Bill Summary · HB 2125

Legislative bill overview

HB 2125 requires Arizona health insurance plans to cover hearing aids for children under age 18. The bill mandates coverage for the devices themselves, as well as related services such as fitting, adjustment, and maintenance. It applies to both individual and group health insurance policies issued or renewed in the state.

Why is this important

Untreated hearing loss in children can significantly impact speech development, educational achievement, and social integration during critical developmental years. Without insurance coverage requirements, families may forgo hearing aids due to cost—devices can range from $1,000 to $6,000 per ear—leaving children with preventable developmental delays. This bill removes a financial barrier to treatment that disproportionately affects lower and middle-income families.

Potential points of contention

  • Cost impact on insurers and premiums: Insurance companies may argue the mandate increases claims costs, potentially raising premiums for all policyholders, though pediatric hearing aid coverage is relatively limited in population scope
  • Definition and scope of coverage: Questions about what qualifies as a "hearing aid," coverage frequency (replacement cycles), and which related services are included could create implementation disputes
  • Medical necessity standards: Disagreement may arise over who determines medical necessity and whether all children with hearing loss qualify or only those meeting specific audiological thresholds

Compiled from official sources — confirm details with the bill’s official record.

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