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Bill

SB 495

Insurance.

2025-2026 Regular Session Introduced by Ben Allen and 1 co-sponsor

California's SB 495 insurance bill became law after passing the legislature overwhelmingly and receiving gubernatorial approval in October 2025.

Chaptered by Secretary of State. Chapter 542, Statutes of 2025.
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Bill Summary · SB 495

Legislative bill overview

SB 495 is a California insurance bill sponsored by John Harabedian and Ben Allen that became law in October 2025. The specific provisions are not detailed in the legislative history provided, but the bill successfully passed both chambers with strong support and received gubernatorial approval.

Why is this important

Insurance legislation in California affects millions of residents and businesses by regulating coverage requirements, rates, and consumer protections. As a chaptered statute (Chapter 542), SB 495 is now binding law that will influence insurance practices and consumer experiences across the state.

Potential points of contention

  • Limited transparency: The legislative history provided does not specify the bill's actual insurance policy changes, making it difficult to assess what stakeholders opposed or supported
  • Procedural suspension: The suspension of Joint Rules 61(a)(14) and 51(a)(4) suggests expedited passage, which some legislators opposed (20 noes in that vote)
  • Unknown regulatory impact: Without details on specific provisions, the economic or consumer protection implications cannot be evaluated

Compiled from official sources — confirm details with the bill’s official record.

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