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Bill

HB 4373

INS-MOTOR VEHICLE GLASS ACT

104th Regular Session Introduced by Sharon Chung and 6 co-sponsors

HB 4373 regulates motor vehicle glass insurance claims in Illinois by standardizing insurer procedures, deductibles, and repair shop relationships to protect consumers and clarify industry practices.

Placed on Calendar Order of 2nd Reading May 7, 2026
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Bill Summary · HB 4373

Legislative bill overview

HB 4373, the Insurance-Motor Vehicle Glass Act, establishes regulations governing insurance coverage and claims processes for motor vehicle glass damage and replacement. The bill appears designed to standardize procedures between insurance companies and glass repair/replacement providers in Illinois. Specific provisions would likely address deductibles, direct repair networks, and consumer protections in glass claim handling.

Why is this important

Motor vehicle glass claims represent a significant portion of auto insurance claims, affecting millions of Illinois drivers annually. Regulatory clarity in this area impacts insurance premiums, consumer out-of-pocket costs, and the business practices of glass repair shops. Standardized procedures could reduce claim processing times and disputes between insurers and repair providers.

Potential points of contention

  • Deductible structures: Whether the bill limits or mandates specific deductible amounts for glass claims, potentially affecting insurance affordability versus insurer profitability
  • Direct repair shop networks: Restrictions on insurers' ability to steer customers to preferred vendors versus consumer choice in repair providers
  • OEM versus aftermarket glass: Whether the bill mandates original equipment manufacturer (OEM) glass or allows cheaper aftermarket alternatives, affecting costs and quality standards

Compiled from official sources — confirm details with the bill’s official record.

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