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HB 3001

INS CD-CANCER SCREENINGS

104th Regular Session Introduced by Norine Hammond

Illinois bill requires insurers to cover cancer screenings with zero patient cost-sharing to increase early detection and reduce financial barriers to preventive care.

Rule 19(a) / Re-referred to Rules Committee
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Bill Summary · HB 3001

Legislative bill overview

HB 3001 requires insurance companies in Illinois to cover comprehensive cancer screenings without cost-sharing requirements (copayments, coinsurance, or deductibles). The bill applies to preventive cancer screenings for all covered individuals and appears designed to remove financial barriers to early cancer detection.

Why is this important

Cancer screenings can detect malignancies at earlier, more treatable stages, significantly improving survival rates and reducing long-term treatment costs. Removing out-of-pocket costs may increase screening participation rates across all income levels, potentially improving public health outcomes and reducing disparities in cancer detection and mortality.

Potential points of contention

  • Insurance cost impact: Insurers may argue that eliminating cost-sharing increases premiums for all policyholders, as screening services shift from individual to collective payment burden
  • Scope definition: The bill's specification of which screenings qualify as "cancer screenings" (mammograms, colonoscopies, etc.) may spark debate about whether all age groups qualify or only high-risk populations
  • Coverage clarity: Questions remain about whether this applies only to routine preventive screenings or includes diagnostic follow-up screenings, and whether it covers all insurance types (individual, group, Medicaid, Medicare supplement)

Compiled from official sources — confirm details with the bill’s official record.

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