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Bill

HB 2304

Increasing the supply of condominiums by expanding the types of condominium buildings that may be subject to an express warranty of quality and express warranty insurance coverage.

2025-2026 Regular Session Introduced by Andrew Barkis and 18 co-sponsors

Washington law expands which residential buildings qualify for condominium warranty protections, aiming to boost housing supply by reducing development barriers.

Effective date 6/11/2026.
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WeVote Research Nonpartisan
Bill Summary · HB 2304

Legislative bill overview

HB 2304 expands Washington state's condominium warranty protections by allowing more types of residential buildings to qualify for express warranty of quality coverage and warranty insurance. The bill broadens the eligibility criteria for which condominium projects can provide buyers with these consumer protections, making it easier for developers to create condominiums and potentially increasing housing supply.

Why is this important

Warranty protections are significant consumer safeguards that cover construction defects and structural issues, giving buyers recourse if problems arise after purchase. By expanding eligibility, the bill aims to reduce barriers to condominium development, which could increase housing supply in a state facing affordability challenges. However, the expansion's impact depends on whether it meaningfully encourages construction or primarily benefits developers.

Potential points of contention

  • Consumer protection concerns: Expanding warranty requirements to new building types may dilute coverage standards or create loopholes if insurance requirements aren't equally rigorous across all eligible projects
  • Developer burden vs. housing supply: While supporters argue reduced restrictions increase housing, critics may worry the changes primarily benefit developers rather than ensuring affordable units reach the market
  • Insurance market capacity: Rapidly expanding the pool of projects requiring warranty insurance could strain insurers' willingness to offer coverage or increase premium costs passed to buyers

Compiled from official sources — confirm details with the bill’s official record.

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