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SB 120

Homeowners’ Association Ombudsman

2025 Regular Session Introduced by Danny Burgess

Florida bill would create state ombudsman office to investigate homeowners' association complaints and mediate resident disputes over fees and governance violations.

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Bill Summary · SB 120

Legislative bill overview

SB 120 would establish a state ombudsman office specifically dedicated to handling complaints and disputes involving homeowners' associations (HOAs) in Florida. The bill would create an independent entity to investigate HOA violations, mediate disputes, and provide consumer protection for residents dealing with association governance issues.

Why is this important

Florida has one of the largest HOA populations in the nation, with millions of residents subject to HOA rules and fees. Many homeowners face challenges resolving disputes with their associations, ranging from fee disputes to governance violations, making an ombudsman office potentially valuable for consumer protection and dispute resolution.

Potential points of contention

  • Implementation costs: Establishing and maintaining a new state office requires ongoing funding and staffing, which may face resistance during budget deliberations
  • Scope of authority: Questions about whether an ombudsman would have enforcement power or only advisory/investigative capabilities, and whether this duplicates existing legal remedies
  • HOA industry opposition: Property management and HOA interest groups may resist oversight mechanisms they view as regulatory burden or interference in private governance

Compiled from official sources — confirm details with the bill’s official record.

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