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SF 1085

Health plans requirement to develop a maternal mental health program provision, medical assistance program coverage of the maternal mental health program requirement, and appropriation

2025-2026 Regular Session Introduced by Jim Abeler and 4 co-sponsors

Minnesota bill requires all health insurers and Medicaid to cover maternal mental health programs with state funding to expand perinatal mental health access.

Comm report: To pass as amended and re-refer to Health and Human Services
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Bill Summary · SF 1085

Legislative bill overview

SF 1085 requires health insurance plans to develop and implement maternal mental health programs while mandating that Minnesota's Medical Assistance program (Medicaid) cover these services. The bill includes a state appropriation to support these coverage requirements and program development.

Why is this important

Maternal mental health conditions like postpartum depression and anxiety affect 1 in 5 new mothers and can have serious consequences for both mother and child if untreated. This bill aims to improve access to mental health screening, treatment, and support during pregnancy and the postpartum period by making it an insured benefit rather than leaving coverage gaps.

Potential points of contention

  • Cost implications: The appropriation and mandate for all health plans to cover maternal mental health services will increase insurance costs, potentially raising premiums for all subscribers regardless of whether they use these services
  • Program definition ambiguity: The bill doesn't specify what components must be included in maternal mental health programs, potentially leading to inconsistent quality and coverage across different plans
  • Implementation burden: Requiring all health plans to develop new programs within a specific timeframe may create administrative challenges and compliance costs, particularly for smaller insurers

Compiled from official sources — confirm details with the bill’s official record.

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