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Bill

SB 641

Health Insurance - Required Coverage - Hearing Aids

2025 Regular Session Introduced by Jason Gallion

Maryland requires health insurers to cover hearing aids and related services for beneficiaries, expanding access to hearing correction devices across the state.

Approved by the Governor - Chapter 743
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WeVote Research Nonpartisan
Bill Summary · SB 641

Legislative bill overview

SB 641 requires health insurance plans in Maryland to cover hearing aids for beneficiaries, including both the devices themselves and related services. The bill was signed into law in May 2025 and is now Chapter 743 of Maryland law. This mandate applies to health insurers operating in the state.

Why is this important

Hearing loss affects millions of Americans but hearing aids remain expensive and often unaffordable without insurance coverage, leading many people to go untreated despite significant health and quality-of-life impacts. By mandating coverage, the bill aims to increase access to hearing correction while potentially reducing downstream costs associated with untreated hearing loss, including cognitive decline, social isolation, and accidents.

Potential points of contention

  • Insurance costs: Mandated coverage requirements increase insurer costs, which may be passed to consumers through higher premiums or reduced coverage in other areas
  • Definition scope: The bill's coverage requirements depend on how "hearing aids" and "related services" are defined in implementing regulations, which could significantly affect actual accessibility
  • Age and eligibility limits: Debate may arise over whether coverage applies to all ages (particularly children versus adults) and what medical necessity criteria insurers must apply

Compiled from official sources — confirm details with the bill’s official record.

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