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SB 910

Health Insurance - Graduate-Level Clinical Interns - Required Reimbursement

2026 Regular Session Introduced by Johnny Mautz

Maryland requires health insurers to reimburse graduate-level clinical interns at licensed practitioner rates, potentially expanding healthcare access but raising questions about quality oversight and insurance costs.

Approved by the Governor - Chapter 43
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Bill Summary · SB 910

Legislative bill overview

SB 910 mandates that health insurance plans in Maryland reimburse healthcare services provided by graduate-level clinical interns at the same rate as licensed practitioners. The bill passed the Maryland Senate with unanimous support (44-0) and has advanced through committee with amendments in the Finance Committee.

Why is this important

Graduate clinical interns represent a significant workforce in healthcare training and service delivery, particularly in underserved areas. Requiring equal reimbursement could expand access to affordable care, reduce costs for training programs, and provide interns with more meaningful clinical experience—but may also increase insurance costs if interns lack full licensure oversight or if insurers pass costs to consumers.

Potential points of contention

  • Quality and liability concerns: Whether graduate interns possess sufficient training and supervision compared to licensed practitioners, and how liability is allocated if complications arise
  • Insurance cost implications: Whether mandated equal reimbursement will increase premiums for policyholders or reduce insurer willingness to cover intern-provided services
  • Definition and scope: Ambiguity over which graduate programs qualify, what clinical services are covered, and whether supervision requirements are clearly established

Compiled from official sources — confirm details with the bill’s official record.

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