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Bill

Bill

SB 780

Health insurance; coverage for contraceptive drugs and devices.

2025 Regular Session Introduced by Jennifer Carroll Foy and 3 co-sponsors

Virginia bill requiring health insurance to cover all FDA-approved contraceptives without patient cost-sharing; vetoed by Governor despite Senate passage.

Vetoed by Governor
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WeVote Research Nonpartisan
Bill Summary · SB 780

Legislative bill overview

SB 780 requires health insurance plans in Virginia to cover contraceptive drugs and devices without cost-sharing (copays, coinsurance, or deductibles). The bill mandates coverage for all FDA-approved contraceptive methods and ensures patients can access these medications and devices at no out-of-pocket expense.

Why is this important

Contraceptive coverage affects healthcare affordability for millions of Virginians, particularly lower-income individuals and women. The bill addresses whether insurance plans must remove financial barriers to contraceptive access, which impacts reproductive healthcare decision-making and family planning options.

Potential points of contention

  • Religious exemption scope: Disagreement over which employers and insurers can claim religious or moral objections to contraceptive coverage requirements
  • Cost implications: Debate about whether eliminating cost-sharing increases overall insurance premiums for all enrollees or is offset by other savings
  • Federal law alignment: Questions about how state requirements interact with existing federal contraceptive coverage mandates under the Affordable Care Act and recent Supreme Court decisions
  • Employer mandate reach: Tension between expanding coverage requirements and concerns about government overreach into private insurance decisions

Compiled from official sources — confirm details with the bill’s official record.

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