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Bill

SB 1037

Health care coverage: rate review.

2025-2026 Regular Session Introduced by Akilah Weber Pierson

SB 1037 establishes or modifies California's health insurance rate review procedures to regulate premium increases and insurer pricing practices.

Read second time and amended. Re-referred to Com. on APPR.
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Bill Summary · SB 1037

Legislative bill overview

SB 1037 addresses health care coverage rate review processes in California. The bill was recently introduced and is currently in the early stages of legislative review, having been referred to the Health Committee. Specific provisions are not yet publicly detailed in available legislative tracking systems at this early stage.

Why is this important

Health insurance rate review directly affects premium costs and affordability for California residents. Regulatory frameworks governing how insurers justify and implement rate increases impact both individual consumers and the broader health care market's accessibility and sustainability.

Potential points of contention

  • Rate increase justification standards – Debate likely over how stringent review criteria should be and what evidence insurers must provide to justify premium increases
  • Regulatory authority scope – Questions about whether the state should have broader power to deny or modify rates versus current approval processes
  • Consumer vs. insurer balance – Tension between protecting consumers from excessive increases and ensuring insurers maintain financial viability

Compiled from official sources — confirm details with the bill’s official record.

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