Bill
AB 224
AB 224 expands California health insurance essential health benefits requirements, ensuring broader baseline coverage for residents through modified mandatory plan standards.
AB 224 modifies California's health insurance requirements regarding essential health benefits coverage. The bill, sponsored by Assemblymembers Mia Bonta and Caroline Menjivar, was unanimously passed by both chambers and signed into law in October 2025. It establishes or adjusts standards for what health plans must cover as baseline benefits.
Essential health benefits directly affect what medical services California residents can access through their insurance plans without facing coverage gaps. Changes to these requirements impact both individual consumers' out-of-pocket costs and insurance companies' pricing structures. This legislation shapes the baseline protection level for millions of Californians with health insurance.
Compiled from official sources — confirm details with the bill’s official record.
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