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SB 2400

Group health insurance plans; require coverage for genetic testing and evidenced-based imaging.

2025 Regular Session Introduced by Brice Wiggins

Mississippi bill requiring group health insurers to cover genetic testing and evidence-based imaging as mandatory benefits, died in committee without advancement.

Died In Committee
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Bill Summary · SB 2400

Legislative bill overview

SB 2400 would require group health insurance plans in Mississippi to cover genetic testing and evidence-based imaging services. The bill mandates insurers include these diagnostic tools as covered benefits without imposing coverage limitations that would restrict access to these tests based on clinical judgment.

Why is this important

Genetic testing and advanced imaging are increasingly critical for early disease detection, personalized treatment planning, and preventive care. Mandating coverage could improve health outcomes and reduce long-term costs, but also creates direct cost pressures on insurers that may be passed to employers and employees through higher premiums.

Potential points of contention

  • Cost implications: Mandatory coverage expansions increase insurance costs; unclear how much genetic testing and imaging services would cost the system and how those costs distribute
  • "Evidence-based" definition: The bill's reference to "evidenced-based" imaging lacks specificity about which tests qualify, potentially creating disputes between insurers and providers over coverage decisions
  • Scope of genetic testing: Genetic testing encompasses a broad range of services with varying clinical utility; the bill doesn't specify which tests must be covered or under what medical circumstances

Compiled from official sources — confirm details with the bill’s official record.

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