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HB 783

Generally revise health insurance laws relating to certain conditions

2025 Regular Session Introduced by Scott Rosenzweig

HB 783 attempted to expand Montana health insurance coverage requirements for certain conditions but died in the legislative process without advancing past initial readings.

(H) Died in Process
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Bill Summary · HB 783

Legislative bill overview

HB 783 sought to revise Montana's health insurance laws regarding coverage of certain medical conditions. The bill was introduced by Representative Scott Rosenzweig but ultimately died in the legislative process without passage. Based on its title and committee routing (Appropriations), it likely involved mandated coverage requirements or insurance benefit modifications.

Why is this important

Health insurance mandate bills directly affect what treatments and conditions insurers must cover, which influences premium costs, provider reimbursement, and patient access to care. Such legislation can either expand consumer protections or increase insurance costs depending on the specific conditions targeted. Montana residents' insurance options and healthcare costs may have been affected had the bill succeeded.

Potential points of contention

  • Coverage mandate costs: Requiring insurers to cover additional conditions or treatments typically increases premiums for all policyholders, creating tension between expanding access and affordability
  • Lack of transparency: The bill's specific language is unavailable in public records, making it difficult to assess whether it addressed rare/serious conditions or more routine treatments
  • Insurance market impact: Broad mandates can reduce insurer participation in Montana's marketplace or push costs to employers and individuals

Compiled from official sources — confirm details with the bill’s official record.

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