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HB 2095

Fraudulent insurance acts; penalty.

2025 Regular Session Introduced by Chad Green and 2 co-sponsors

Virginia bill HB 2095 enhances criminal penalties for insurance fraud to deter misconduct and protect the state's insurance market integrity.

Left in Courts of Justice
0
WeVote Research Nonpartisan
Bill Summary · HB 2095

Legislative bill overview

HB 2095 addresses fraudulent insurance acts in Virginia by establishing or modifying penalties for individuals who commit insurance fraud. The bill has been referred to the Committee for Courts of Justice and is currently under review. Without access to the full bill text, the specific penalties and definitional changes being proposed cannot be detailed.

Why is this important

Insurance fraud increases premiums for all policyholders and diverts resources from legitimate claims. Clarifying penalties and enforcement mechanisms helps protect the integrity of Virginia's insurance system and reduces costs for honest consumers.

Potential points of contention

  • Penalty severity: Disagreement over whether proposed penalties are proportionate to the offense or if they represent overreach in criminal sanctions
  • Definition scope: Questions about how "fraudulent" acts are defined and whether the language could inadvertently capture legitimate dispute resolution between insurers and claimants
  • Implementation burden: Concerns from insurers about reporting requirements or from prosecutors about resource demands for enforcement

Compiled from official sources — confirm details with the bill’s official record.

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