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B 26-0194

Foreclosure Moratorium and Homeowner Assistance Fund Coordination Temporary Amendment Act of 2025

26th Council Period (2025-2026) Introduced by Robert White

DC bill temporarily halts foreclosures while coordinating homeowner assistance funds to prevent displacement and connect struggling residents with available relief programs.

Postponed Indefinitely
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WeVote Research Nonpartisan
Bill Summary · B 26-0194

Legislative bill overview

Bill B 26-0194 would establish a temporary foreclosure moratorium in the District of Columbia while coordinating homeowner assistance programs to help residents avoid losing their homes. The bill creates mechanisms to connect struggling homeowners with available financial aid and prevention services during a specified moratorium period.

Why is this important

Foreclosures displace families, destabilize neighborhoods, and reduce property tax revenue for the District. By pairing a moratorium with active assistance coordination, the bill attempts to address both the immediate crisis of potential displacement and the underlying affordability problem through available relief programs.

Potential points of contention

  • Duration and costs: Temporary moratoria can delay rather than solve underlying problems, and the city's financial capacity to fund or coordinate assistance programs may be questioned
  • Lender impact: Financial institutions may argue that extended moratoria create uncertainty, reduce lending willingness, and shift losses to mortgage investors rather than solving systemic issues
  • Program effectiveness: Success depends on adequate funding, accessibility, and uptake of homeowner assistance programs—if coordination fails or programs are underfunded, the moratorium alone provides only temporary relief

Compiled from official sources — confirm details with the bill’s official record.

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