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Bill

A 5115

"Flood Zone Clarification Act"; modifies procedure for delineation of State flood hazard areas.

2024-2025 Regular Session Introduced by Paul Kanitra and 1 co-sponsor

New Jersey bill clarifying flood hazard area delineation procedures to standardize how properties are classified for flood risk and insurance purposes.

Introduced in the Assembly, Referred to Assembly Environment, Natural Resources, and Solid Waste Committee
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Bill Summary · A 5115

Legislative bill overview

Bill A 5115 modifies the procedural requirements for how New Jersey delineates and updates state flood hazard areas. The bill clarifies the technical and administrative processes that determine which properties are classified as being in flood zones, affecting future flood insurance requirements, building codes, and development regulations.

Why is this important

Flood zone designations directly impact property values, insurance costs, and construction requirements for thousands of homeowners and businesses. Clarifying these procedures can reduce disputes between property owners and state agencies, streamline updates when flood risks change, and ensure more consistent application of flood protection standards across the state.

Potential points of contention

  • Property value impacts: Property owners currently outside designated flood zones may oppose procedures that could expand flood zone boundaries, fearing reduced home values and higher insurance costs
  • Development restrictions: Real estate developers and builders may resist stricter or more frequently updated flood delineations that limit where they can build or increase construction costs
  • Public vs. private burden: Disagreement over whether clarified procedures should make it easier or harder to challenge flood zone designations, and who bears costs when properties are newly classified as flood-prone

Compiled from official sources — confirm details with the bill’s official record.

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