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SB 211

FIRE/CASUALTY INSURANCE: Provides for membership on the board of the Property Insurance Association of Louisiana. (8/1/26) (OR NO IMPACT See Note)

2026 Regular Session Introduced by Caleb Kleinpeter

SB 211 increases the Louisiana Fire Chiefs Association’s board representation on PIAL from one to two seats, while preserving PIAL’s rate-setting authority, effective Aug 1, 2026.

Introduced in the Senate; read by title. Rules suspended. Read second time and referred to the Committee on Insurance.
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Bill Summary · SB 211

Summary of Bill SB 211 (2026 Session, Louisiana)

Title

Fire/Casualty Insurance: Provides for membership on the board of the Property Insurance Association of Louisiana. (Effective 8/1/2026)

Purpose and Intent

  • To modify the composition of the board of directors of the Property Insurance Association of Louisiana (PIAL).
  • Specifically, to increase representation from the Louisiana Fire Chiefs Association on the board.

Key Provisions

  • Existing Framework Retained: PIAL continues to have the authority to promulgate fire insurance rates as part of its statutory duties.
  • Board Composition Change:
    • The current statute provides that one member of the PIAL board is a representative designated by the Louisiana Fire Chiefs Association.
    • SB 211 proposes amending the statute so that two members on the PIAL board are designated by the Louisiana Fire Chiefs Association.
  • Legislation Reference: Amends R.S. 22:1460(B)(2)(i) to implement the change.
  • Effective Date: August 1, 2026.

Who Is Affected

  • Louisiana Fire Chiefs Association: Gains an additional board seat on the Property Insurance Association of Louisiana.
  • Property Insurance Association of Louisiana (PIAL): Board membership would include two Fire Chiefs Association-designated members (instead of one).

Procedural and Timeline Details

  • Effective Date: The change becomes effective on August 1, 2026.
  • Status and Process: The bill was introduced in the Senate, read by title, Rules suspended, and referred to the Committee on Insurance (as part of its early legislative process).

Potential Impacts (Contextual)

  • Governance and Oversight: Increasing fire chief representation on the board could influence priorities, oversight, and decisions related to fire insurance rates and related matters affecting public safety agencies and fire services.
  • Stakeholder Balance: The change shifts board dynamics toward greater input from fire service leadership, which may affect discussions on risk assessment, premium pricing, and policy recommendations.

Summary Statement

SB 211 modifies the governance structure of the Property Insurance Association of Louisiana by increasing the number of board seats designated by the Louisiana Fire Chiefs Association from one to two. The bill preserves PIAL’s authority to set fire insurance rates and adds a structural change aimed at enhancing fire service representation in the association’s leadership. Effective August 1, 2026.

Compiled from official sources — confirm details with the bill’s official record.

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