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Bill

Bill

HB 99

Exclude certain agricultural entities from insurance regulations

136th Legislature (2025-2026) Introduced by Sarah Fowler Arthur and 18 co-sponsors

HB 99 exempts specified agricultural entities from Ohio's insurance regulations, potentially reducing compliance requirements for farm-related businesses.

Referred to committee
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WeVote Research Nonpartisan
Bill Summary · HB 99

Legislative bill overview

HB 99 would exempt certain agricultural entities from state insurance regulations in Ohio. The bill was introduced in February 2025 and is currently under committee review. Specific details about which entities qualify for exemption are not provided in the available information.

Why is this important

Agricultural entities represent a significant part of Ohio's economy, and insurance regulation exemptions could affect how farm operations, agricultural cooperatives, or related businesses manage risk and protect their assets. The scope and impact depend on which entities are excluded and what insurance protections they would no longer need to maintain.

Potential points of contention

  • Regulatory clarity: Ambiguity about which agricultural entities qualify could create inconsistent application across the state
  • Consumer protection concerns: Insurance regulations typically exist to protect policyholders; exemptions may reduce oversight of financial stability or claims handling
  • Competitive fairness: Exempting some agricultural businesses from rules others must follow could create unequal competitive conditions in related industries

Compiled from official sources — confirm details with the bill’s official record.

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