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Bill

HB 2394

Enhancing public safety and enforcement of crimes that impact insurance.

2025-2026 Regular Session Introduced by Liz Berry and 8 co-sponsors

Washington HB 2394 strengthens enforcement against insurance-related crimes to enhance public safety and reduce fraud costs for consumers through increased criminal penalties and investigative authority.

Executive session scheduled, but no action was taken in the House Committee on Consumer Protection & Business at 1:30 PM.
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Bill Summary · HB 2394

Legislative bill overview

HB 2394 is a Washington state bill focused on enhancing public safety measures and strengthening enforcement against crimes that have direct impacts on insurance systems and consumers. The bill addresses insurance-related fraud and criminal activities that affect the insurance industry's ability to operate effectively and maintain fair pricing for policyholders. It has recently progressed through initial hearings in the House Committee on Consumer Protection & Business.

Why is this important

Insurance fraud increases costs for all consumers through higher premiums and reduced coverage availability. Stronger enforcement mechanisms can deter criminal activity targeting the insurance system and protect legitimate policyholders from bearing the financial burden of fraudulent claims. This bill represents an attempt to balance public safety concerns with consumer protection in the insurance marketplace.

Potential points of contention

  • Definition scope: Unclear what specific "crimes that impact insurance" are targeted—overly broad language could capture minor violations while overly narrow definitions might miss significant fraud
  • Enforcement resources: New enforcement powers require funding and personnel; unclear whether the bill adequately addresses implementation costs or creates unfunded mandates on law enforcement
  • Privacy concerns: Increased enforcement may involve expanded data sharing between insurers and law enforcement, raising questions about consumer privacy protections and data security safeguards

Compiled from official sources — confirm details with the bill’s official record.

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