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Bill

Bill

S 6474

Enacts the "Give Kids a Chance - Carter's Law"; mandates health insurance coverage for congenital anomalies

2025 Regular Session Introduced by Cordell Cleare

Bill S 6474 mandates health insurance coverage for children with congenital anomalies, ensuring access to necessary medical care and reducing financial burdens on families.

REFERRED TO INSURANCE
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Bill Summary · S 6474

Summary of Bill S 6474: "Give Kids a Chance - Carter's Law"

Purpose and Intent

Bill S 6474, titled the "Give Kids a Chance - Carter's Law," aims to mandate health insurance coverage for congenital anomalies. The primary intent of this legislation is to ensure that children born with congenital conditions receive necessary medical care and treatment without the burden of prohibitive costs. This bill seeks to improve health outcomes for affected children and provide financial relief to families.

Key Provisions

The bill includes several important provisions:

  • Mandatory Coverage: Health insurance plans will be required to cover the diagnosis, treatment, and management of congenital anomalies. This includes both surgical and non-surgical interventions.

  • Definition of Congenital Anomalies: The bill defines congenital anomalies as structural or functional abnormalities that are present at birth, which may require medical intervention.

  • Scope of Coverage: Coverage will extend to a range of services, including but not limited to:

    • Diagnostic testing
    • Surgical procedures
    • Ongoing medical care and therapy
    • Prescription medications related to the treatment of congenital anomalies
  • Exemptions: The bill may outline specific exemptions or limitations, which would need to be detailed in subsequent legislative discussions.

Who Would Be Affected

The primary beneficiaries of this legislation would be:

  • Children with Congenital Anomalies: The bill directly impacts children diagnosed with congenital conditions, ensuring they have access to necessary medical treatments.

  • Families: Families of affected children will benefit from reduced financial burdens associated with medical care, allowing them to focus on their child's health and well-being.

  • Health Insurance Providers: Insurance companies will need to adjust their policies and coverage plans to comply with the new mandates set forth by this bill.

Procedural Aspects

  • Introduced Date: The bill was introduced on March 14, 2025.

  • Current Status: As of now, the bill has been referred to the Insurance Committee for further consideration.

  • Related Legislation: This bill is related to previous session bills, including:

    • S 7709
    • S 24
    • S 2286 These related bills may provide context or background on the legislative intent and discussions surrounding health insurance coverage for congenital anomalies.

Conclusion

Bill S 6474 represents a significant step towards ensuring that children with congenital anomalies receive the medical care they need without facing financial hardship. By mandating health insurance coverage, the bill aims to improve health outcomes and support families during challenging times. The bill is currently under review by the Insurance Committee, and further developments will be monitored as it progresses through the legislative process.

Compiled from official sources — confirm details with the bill’s official record.

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