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Bill

A 2093

Enacts the "consumer protection and automotive transparency act"

2025 Regular Session Introduced by George Alvarez and 4 co-sponsors

Strengthens auto purchases by requiring clear disclosures (history, recalls, condition), price/fee transparency, and strong enforcement to curb deceptive dealer practices.

REFERRED TO CONSUMER PROTECTION
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WeVote Research Nonpartisan
Bill Summary · A 2093

Summary — A2093: "Consumer Protection and Automotive Transparency Act"

Status & basic info
- Bill number: A2093 (printed as A2093A / A2093B / A2093C during amendment)
- Title: Enacts the "consumer protection and automotive transparency act"
- Introduced: January 15, 2025
- Sponsors: Charles Fall (primary); cosponsors Angelo Santabarbara, Brian Cunningham, George Alvarez, Alex Bores
- Current status (as of provided record): Passed Assembly (6/11/2025), delivered to the Senate and referred to Senate Rules
- Related/companion: S3567 (companion); prior-session related A9040

Purpose and intent
- The bill is intended to strengthen consumer protections and increase transparency in automobile transactions. Its goals, as indicated by the title and legislative activity, are to ensure buyers receive clear, accurate information about vehicle condition, history, pricing, fees, warranties, and safety issues, and to furnish enforcement mechanisms to deter misleading or deceptive practices.

Key provisions (overview)
Note: the provided PDF printouts (A/B/C) were not legible in the materials supplied. The list below synthesizes the bill’s stated intent (from the title and legislative context) and common elements typically included in similarly named legislation. For the precise statutory language and operative details consult the official bill text (A2093C) and the Senate companion S3567.

  • Required disclosures at point of sale
    • Clear, written disclosure of vehicle history elements (e.g., salvage, flood, prior rental/lease, accident history, odometer issues) and any existing safety recalls.
  • Price and fee transparency
    • Standardized itemization of purchase price, mandatory add‑ons, dealer fees, and finance charges so advertised and final prices align.
  • Advertising and marketing standards
    • Prohibitions on deceptive advertising (e.g., bait-and-switch pricing, false “as low as” claims) and requirements to substantiate advertised savings or offers.
  • Warranty, return and aftermarket products
    • Clear written statements regarding any manufacturer, dealer or extended warranties; disclosure of cancellation/refund policies for add‑ons (service contracts, GAP, VIN‑specific add‑ons).
  • Vehicle condition and inspection disclosures
    • Requirements to disclose recent inspections or to provide vehicle history reports to prospective buyers.
  • Enforcement and remedies
    • Civil penalties, injunctive authority for the Attorney General or local consumer protection agencies, and potentially a private right of action for harmed consumers.
  • Implementation details
    • Likely phased effective dates, recordkeeping obligations for dealers, and rulemaking authority delegated to an agency (e.g., Department of Motor Vehicles or Attorney General) for forms and standards.

Who would be affected
- Primary: vehicle buyers (consumers) — greater access to information and remedies for deception.
- Regulated entities: new and used car dealers, auto auctions, brokers, finance companies, providers of aftermarket products and service contracts, and vehicle remarketers.
- Government: state consumer protection/enforcement agencies and motor vehicle regulators (would administer and enforce requirements).

Legislative timeline & next steps
- Introduced 1/15/2025 → referred to Consumer Affairs & Protection → amended/printed as A2093A/B/C through April–May 2025 → reported and advanced to third reading → passed Assembly 6/11/2025 → delivered to Senate and referred to Senate Rules.
- Watch for referral out of Senate Rules to the appropriate committee, committee report, possible amendments, and floor action in the Senate. Consult the final enrolled bill and legislative analyses for binding details.

Recommendation
- Read the full text of A2093C (final printed version) and companion S3567 before relying on this summary for compliance or advocacy; the bill’s enforceable obligations depend on specific statutory definitions, penalty levels, exemptions, and effective dates contained in the official language.

Compiled from official sources — confirm details with the bill’s official record.

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