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Bill

HB 959

Electronic Payment Processing Fees for Motor Vehicle Purchases

2026 Regular Session Introduced by Chad Johnson

HB 959 regulates electronic payment processing fees charged by Florida motor vehicle dealers to consumers at point of sale.

Died in Commerce Committee
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WeVote Research Nonpartisan
Bill Summary · HB 959

Legislative bill overview

HB 959 addresses the fees charged by motor vehicle dealers when customers use electronic payment methods (credit cards, debit cards, digital wallets) to purchase vehicles. The bill establishes rules governing how and when dealers can pass processing fees to consumers at the point of sale. This is Florida's attempt to regulate a growing practice where dealers add percentage-based surcharges to electronic transactions.

Why is this important

Vehicle purchases are major financial transactions, often ranging from thousands to tens of thousands of dollars. Even small percentage-based processing fees can add hundreds of dollars to a final bill. How these fees are disclosed and applied affects consumer costs and dealer profitability, making this a real-world economic issue for both parties in a significant market segment.

Potential points of contention

  • Fee transparency and timing: Whether fees must be disclosed upfront versus added at checkout, and how clearly they must be itemized on final paperwork
  • Dealer vs. consumer burden: Whether dealers should absorb processing costs as a business expense or pass them directly to customers who choose electronic payment
  • Payment method discrimination: Whether different rules apply to different payment types (credit vs. debit vs. digital wallets) and if this creates fairness issues
  • Competitive impact: How fee regulations affect smaller dealerships versus large chains with different cost structures and margins

Compiled from official sources — confirm details with the bill’s official record.

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