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HB 1528

Discrimination in providing financial services.

2025 Regular Session Introduced by Andrew Ireland and 3 co-sponsors

Indiana bill HB 1528 prohibits discrimination in financial services; currently in committee with unclear scope of protected categories and potential business compliance implications.

Representative Judy added as coauthor
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Bill Summary · HB 1528

Legislative bill overview

HB 1528 addresses discrimination in financial services provision in Indiana, though the specific language defining what constitutes prohibited discrimination is not provided in the available information. The bill was introduced on January 21, 2025, and is currently in the Committee on Financial Institutions after its first reading. It has attracted multiple coauthors across the legislative process.

Why is this important

Financial services discrimination directly affects residents' ability to access credit, banking, insurance, and investment services—foundational tools for economic participation. Laws addressing such discrimination can protect vulnerable populations but their specifics determine whether they expand protections, restrict business practices, or address perceived gaps in existing anti-discrimination law.

Potential points of contention

  • Definition scope: Whether the bill targets traditional protected classes (race, gender, religion) versus newer categories like political affiliation, ideology, or ESG investment considerations—a significant point of debate in recent financial services legislation
  • Business impact: How broadly the bill applies to financial institutions and whether it includes exemptions for legitimate underwriting, risk assessment, or compliance requirements
  • Enforcement mechanism: Whether the bill creates private rights of action, relies on regulatory enforcement, or includes penalties that could substantially affect industry practices

Compiled from official sources — confirm details with the bill’s official record.

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