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SB 610

Disaster assistance: tenants, mobilehome parks, and mortgages.

2025-2026 Regular Session Introduced by Ben Allen and 10 co-sponsors

SB 610 provides disaster assistance to tenants and mobilehome park residents, ensuring compensation, housing stability, and mortgage support during recovery from disasters.

Chaptered by Secretary of State. Chapter 547, Statutes of 2025.
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Bill Summary · SB 610

Summary of SB 610: Disaster Assistance for Tenants, Mobilehome Parks, and Mortgages

Bill Number: SB 610
Introduced: February 20, 2025
Status: Chaptered by Secretary of State, Chapter 547, Statutes of 2025
Author: Senator Pérez
Subject: Disaster Assistance, Tenants, Mobilehome Parks, Mortgages

Purpose and Intent

SB 610 aims to provide comprehensive disaster assistance to tenants and homeowners in mobilehome parks affected by disasters. The bill establishes new regulations and protections for residents whose living situations are disrupted due to natural or manmade disasters, ensuring they receive necessary support during recovery.

Key Provisions

  1. Impact Reporting for Mobilehome Parks:

    • If a mobilehome park is closed, ceases operation, or changes use due to disaster-related damage, the responsible entity must file an impact report. This report must include a technical service inspection from the Department of Housing and Community Development (HCD) detailing the park's conditions.

  2. Displacement Compensation:

    • Previously, entities were required to pay displaced residents the in-place market value of their mobilehomes. Under SB 610, if the closure is disaster-related, this requirement is waived.

  3. Landlord Responsibilities:

    • Landlords are mandated to remediate any disaster-related dilapidations within a reasonable timeframe. The presence of disaster debris will be presumed to render a rental unit untenantable until confirmed safe by a local health agency.
    • Landlords must notify tenants in writing when remediation is complete and allow them to view relevant reports.

  4. Rental Payment Adjustments:

    • Tenants and homeowners are entitled to refunds of advance rental payments if their tenancy is terminated due to disaster damage.
    • Rent obligations are suspended during mandatory evacuation periods, with provisions for returning prepaid rent.

  5. Mortgage Assistance:

    • The Commissioner of Financial Protection and Innovation is tasked with coordinating mortgage lenders to facilitate forbearance and foreclosure prevention programs for borrowers affected by disasters, particularly wildfires.

  6. State Reimbursement:

    • The bill includes provisions for state reimbursement to local agencies and school districts for costs incurred due to the mandates of this legislation.

Impact

  • Affected Parties: The bill primarily impacts tenants in residential properties and mobilehome parks, landlords, and mortgage borrowers affected by disasters.
  • Local Governments: Local agencies will need to adapt to new reporting requirements and may incur costs that the state will reimburse if mandated.
  • Housing Stability: By providing clear guidelines for disaster recovery, SB 610 aims to enhance housing stability for vulnerable populations during emergencies.

Procedural Aspects

  • The bill passed through various legislative committees and was approved by the Governor on October 10, 2025. It underwent several amendments and discussions in both the Assembly and Senate before becoming law.

This legislation represents a significant step towards ensuring that individuals and families affected by disasters receive the support and protections they need to recover and rebuild their lives.

Compiled from official sources — confirm details with the bill’s official record.

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