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HB 310

Disability Coverage Amendments

2025 General Session Introduced by Jen Dailey-Provost and 1 co-sponsor

HB 310 expands disability coverage requirements for Utah insurers, now law, affecting what treatments and services disability plans must cover.

Governor Signed
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Bill Summary · HB 310

Legislative bill overview

HB 310 amends Utah's disability coverage requirements to expand or modify how insurance plans must cover individuals with disabilities. The bill was introduced by Representatives Luz Escamilla and Jen Dailey-Provost and has been signed into law as of March 19, 2025. The specific amendments to disability coverage standards represent a policy shift in how insurers handle disability-related claims or coverage eligibility.

Why is this important

Disability coverage amendments directly affect hundreds of thousands of Utahns with disabilities and their families by determining what medical treatments, devices, or services insurers must pay for. Changes to coverage requirements can reduce out-of-pocket costs for disabled individuals, improve access to necessary care, or conversely, shift more costs to consumers depending on the direction of the amendments. As a now-signed law, these changes will take effect according to the bill's implementation timeline and create new obligations for insurance companies operating in Utah.

Potential points of contention

  • Insurer compliance costs: Expanded coverage mandates may increase premiums or administrative burden for insurance providers, which could be passed to consumers through higher insurance rates
  • Definition of covered disabilities: Disagreement may exist over which disabilities or conditions qualify for enhanced coverage, potentially leaving some groups underserved
  • Budget impact: State-regulated insurance changes may affect Medicaid or public employee health plans, creating fiscal concerns for the state budget

Compiled from official sources — confirm details with the bill’s official record.

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