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Bill

HB 1382

Delinquent child support; require insurers to exchange claims information with MDHS for enforcement purposes.

2025 Regular Session Introduced by Joey Hood

Requires Mississippi insurers to share policyholder claims data with MDHS for child support enforcement, died in committee after privacy and compliance concerns.

Died In Committee
#insurance #judiciarya
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Bill Summary · HB 1382

Legislative bill overview

HB 1382 would require insurance companies to share claims information with the Mississippi Department of Human Services (MDHS) to help enforce child support obligations. The bill aims to give MDHS access to insurance claim data that could reveal assets or income sources of parents who are delinquent on child support payments, potentially improving collection rates.

Why is this important

Child support enforcement directly affects the financial stability of custodial parents and children. Accessing insurance claims data could help locate hidden assets or unreported income, potentially increasing the amount collected from non-compliant obligors. However, this represents a significant expansion of data-sharing between private insurers and government agencies.

Potential points of contention

  • Privacy concerns: Requires insurers to share detailed claims information with government without explicit policyholder consent, raising questions about data privacy and Fourth Amendment protections
  • Definitional ambiguity: "Claims information" is not precisely defined, creating uncertainty about what data must be disclosed and potential for overreach
  • Administrative burden: Insurance companies would bear compliance costs to establish new data-sharing systems with MDHS, which may be passed to consumers
  • Scope creep risk: Establishes a precedent for government access to insurance data that could expand to other agencies or purposes beyond child support enforcement

Compiled from official sources — confirm details with the bill’s official record.

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