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Bill

Bill

HB 187

Criminal Law - Benefits Exploitation

2025 Regular Session Introduced by Frank Conaway and 9 co-sponsors

HB 187 criminalizes fraudulent exploitation of government benefit recipients through coercion or deception, targeting predatory theft of assistance funds.

Hearing 1/28 at 1:00 p.m.
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Bill Summary · HB 187

Legislative bill overview

HB 187 creates a new criminal offense in Maryland specifically targeting the exploitation of individuals receiving government benefits. The bill establishes penalties for those who fraudulently obtain, misuse, or coerce benefit recipients into surrendering their assistance funds or benefits. This legislation aims to close legal gaps in protecting vulnerable populations who receive Social Security, SNAP, housing assistance, and other public support programs.

Why is this important

Benefit exploitation—sometimes called "benefits theft" or "benefit skimming"—disproportionately affects elderly, disabled, and low-income Marylanders who depend on these funds for survival. Current criminal statutes may not adequately address situations where predators, family members, or caretakers systematically extract benefits from vulnerable recipients through fraud, coercion, or manipulation. This bill would provide law enforcement and prosecutors with a specific legal tool to address this form of financial abuse.

Potential points of contention

  • Definition precision: The bill's specific language defining "exploitation" and distinguishing it from existing fraud statutes will be critical; overly broad language could criminalize legitimate financial assistance or family support arrangements
  • Enforcement concerns: Critics may question whether resources exist to investigate and prosecute these cases, or whether the focus should remain on civil remedies and protective services
  • Caregiver liability: Unclear boundaries could inadvertently expose legitimate caregivers (family members managing finances for incapacitated relatives) to criminal liability despite acting in good faith

Compiled from official sources — confirm details with the bill’s official record.

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