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SB 1110

Coverage for Orthotics and Prosthetics Services

2026 Regular Session Introduced by LaVon Bracy Davis and 4 co-sponsors

Florida bill mandates health insurance coverage for orthotics and prosthetics services, expanding access to mobility devices for disabled residents while potentially raising insurance costs.

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Bill Summary · SB 1110

Legislative bill overview

SB 1110 requires health insurance plans in Florida to provide coverage for orthotics and prosthetics services, including devices and related evaluations. The bill establishes standards for what services must be covered and ensures patients have access to these mobility and functional restoration devices through their insurance plans.

Why is this important

Orthotics and prosthetics are essential medical devices for individuals with limb loss, mobility impairments, or musculoskeletal conditions, yet insurance coverage varies significantly. This bill would standardize coverage requirements across Florida health plans, potentially reducing out-of-pocket costs for tens of thousands of Floridians who depend on these devices for basic functioning and independence.

Potential points of contention

  • Cost impact: Insurance companies may argue expanded mandates increase premiums for all policyholders; the bill's fiscal impact on healthcare costs is unclear
  • Coverage scope ambiguity: The bill's specific definition of covered services, devices, and frequency of replacement isn't detailed in available information—disputes could arise over what qualifies
  • Regulatory burden: Healthcare providers and insurers may face compliance costs implementing new coverage verification and authorization processes

Compiled from official sources — confirm details with the bill’s official record.

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