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SB 1578

Coverage for Mammograms and Supplemental Breast Cancer Screenings

2025 Regular Session Introduced by Tracie Davis

Florida bill requiring health insurers to cover mammograms and supplemental breast cancer screenings with zero cost-sharing to improve early detection access died in committee without passage.

Died on Calendar
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Bill Summary · SB 1578

Legislative bill overview

SB 1578 would have required health insurance plans in Florida to cover mammograms and supplemental breast cancer screening methods without cost-sharing (copays, coinsurance, or deductibles). The bill aimed to expand preventive cancer screening access by removing financial barriers to these diagnostic procedures.

Why is this important

Breast cancer remains a leading cancer diagnosis among Florida women, and early detection significantly improves treatment outcomes and survival rates. Removing out-of-pocket costs for screening mammograms and supplemental screenings (such as ultrasound or MRI) could increase screening rates, particularly among lower-income and underinsured populations who may delay or skip screenings due to cost.

Potential points of contention

  • Insurance cost implications: Insurers and employers may argue that expanded no-cost coverage increases premium costs, potentially affecting overall insurance affordability
  • Scope of "supplemental screening": Defining which supplemental methods qualify (ultrasound, MRI, tomosynthesis, etc.) could create implementation disputes and variable coverage standards
  • Federal law overlap: Current federal law already mandates coverage of evidence-based preventive services; debate may center on whether supplemental screenings meet medical necessity thresholds or represent duplicative regulation

Compiled from official sources — confirm details with the bill’s official record.

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