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SF 447

Consumer protection restitution account establishment provision, public compensation payments exclusion from certain calculations of income provision, certain data classified as public provision, and appropriation

2025-2026 Regular Session Introduced by Jim Carlson and 4 co-sponsors

Sets motor vehicle title replacement rules: $30 fee, owner or lienholder can apply, five-day wait (except liens/surrender), replacement marked, old title voided.

Comm report: To pass as amended and re-refer to Taxes
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Bill Summary · SF 447

Summary — SF 447 (Introduced Feb 26, 2025)

Title: Consumer protection restitution account establishment provision, public compensation payments exclusion from certain calculations of income provision, certain data classified as public provision, and appropriation

Status: Committee report — To pass as amended and re‑refer to Taxes (most recent action 2025-04-03). Companion bill: HF 1392.

This summary highlights the bill text provided and the bill’s broader stated purposes. The legislative excerpt included with the request focuses on amendments to motor vehicle certificate of title procedures; other topics referenced in the bill title (consumer restitution account, income calculation exclusions, public data classifications, appropriation) are not included in the excerpt and should be reviewed in the full bill text for their details.

Main purpose and intent (based on title and provided text)

  • Broad intent (from bill title): create/modify a consumer protection restitution account; exclude certain public compensation payments from income calculations; classify some data as public; make an appropriation.
  • Expressed changes in the provided excerpt: clarify and revise procedures and requirements for issuance and replacement of motor vehicle certificates of title (Code chapter 321).

Key provisions shown in the excerpt

  • Replacement certificate of title application and fee:

    • Owner or lienholder may apply for a replacement copy of the original certificate of title when the original is lost or destroyed.
    • The application must be made to the Department (of Motor Vehicles) or a county treasurer, signed by the owner or lienholder, and accompanied by a $30 fee.
    • An owner or lienholder may also apply for a replacement when surrendering the original title with the application.
  • Waiting period and exceptions:

    • The issuing authority must wait five days before issuing a replacement certificate using the applicant’s most recent bona fide address.
    • The five‑day waiting period does not apply to applications filed by lienholders or to applications made with surrender of the original certificate.
  • Form and legal effect:

    • Replacement certificates must be clearly marked “replacement” and must include security interests and liens.
    • Once a replacement certificate has been issued, the previous certificate is void.
    • Fees collected for replacement certificates are not refundable under this section or section 321.52A.
  • Transfer and indemnity:

    • A new purchaser/transferee can obtain an original certificate of title by presenting an assigned replacement certificate to any county treasurer.
    • At purchase, the purchaser may require the seller to indemnify the purchaser and future purchasers against losses arising from claims on the original certificate.
    • If an original certificate is recovered after a replacement has been issued, the person recovering it must surrender that original to the county treasurer or the Department.

Who would be affected

  • Vehicle owners, lienholders, buyers, and sellers of motor vehicles (administrative and legal procedures for title replacement and transfer).
  • County treasurers and the Department responsible for processing title applications.
  • Consumers and entities potentially affected by the bill’s other title items (consumer restitution account, income calculations, data classification, appropriation) — specifics not available in the provided excerpt.

Procedural/timeline notes

  • Introduced: Feb 26, 2025; referred to Commerce and Consumer Protection. Multiple committee reports recommend passing as amended and re‑referring to subsequent committees (State & Local Government; Judiciary & Public Safety; Finance; Ways and Means; currently to Taxes).
  • Next steps: consideration in the Taxes committee, then likely floor action in the originating chamber. Companion HF 1392 should be consulted for House movement and any differences.

Gaps / recommended next steps for review

  • The publicly provided excerpt focuses on motor vehicle title rules only. The full bill text should be consulted to review:
    • Detailed provisions establishing a consumer protection restitution account (funding source, administration, use of funds).
    • Exact language excluding “public compensation payments” from income calculations (which payments, which programs, for what calculations).
    • The data classification changes (which data are reclassified as public, any privacy or access implications).
    • Any appropriation amounts and fiscal impact statements.
  • For stakeholders (consumer protection groups, county treasurers, vehicle dealers), review the full enrolled bill or committee report to identify operational or fiscal impacts.

Compiled from official sources — confirm details with the bill’s official record.

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