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SB 360

Consumer protection: identity theft; identity theft protection act; modify. Amends ses. 3, 12 & 12b of 2004 PA 452 (MCL 445.63 et seq.); adds secs. 11a, 11b, 20, 20a, 20b & 20c & repeals secs. 15 & 17 of 2004 PA 452 (MCL 445.75 & 445.77).

2025-2026 Regular Session Introduced by Sarah Anthony and 8 co-sponsors

SB 360 strengthens Michigan's identity theft protections by updating data security standards and consumer notification requirements for businesses handling personal information.

referred to Committee on Government Operations
#consumerprotection:identitytheft
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WeVote Research Nonpartisan
Bill Summary · SB 360

Legislative bill overview

SB 360 modernizes Michigan's Identity Theft Protection Act by amending the 2004 law to strengthen consumer protections and revise requirements for businesses handling personal information. The bill adds new sections addressing identity theft safeguards while repealing outdated provisions from the original statute.

Why is this important

Identity theft causes millions in losses annually and disproportionately affects vulnerable populations. Updated legislation can establish clearer data security standards, notification requirements, and remedies—potentially reducing fraud incidents and providing consumers better recourse when breaches occur.

Potential points of contention

  • Business compliance costs: New data protection and notification requirements may impose significant expenses on small and medium-sized businesses, potentially passed to consumers
  • Scope of personal information covered: Disagreement over which data types trigger protection requirements (e.g., whether biometric or financial data receive equal protection)
  • Notification timeline and standards: Disputes over what constitutes "reasonable" notice to affected consumers and whether existing industry timelines are adequate or need acceleration

Compiled from official sources — confirm details with the bill’s official record.

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