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Bill

SB 1262

Consumer Protection - As introduced, prohibits sending by mail a fake check or an image of a fake check, for the purpose of advertising. - Amends TCA Title 45 and Title 47.

114th Regular Session (2025-2026) Introduced by Jeff Yarbro

Tennessee prohibits mailing fake checks or their images for advertising purposes to combat consumer deception scams.

Passed on Second Consideration, refer to Senate Commerce and Labor Committee
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WeVote Research Nonpartisan
Bill Summary · SB 1262

Legislative bill overview

SB 1262 makes it illegal to mail fake checks or images of fake checks as advertising materials in Tennessee. The bill amends state consumer protection and mail-related statutes to establish penalties for this deceptive marketing practice.

Why is this important

Fake check mailers commonly deceive consumers into believing they've won prizes or earned money, leading victims to incur fees or provide personal information. This bill addresses a widespread scam tactic that particularly targets vulnerable populations and creates financial and identity theft risks.

Potential points of contention

  • Definition clarity: The bill may need clear definitions distinguishing advertising fake checks from legitimate promotional materials or educational contexts
  • Enforcement scope: Questions about whether this applies only to mail or should extend to digital distribution of fake check images
  • Interstate complications: Challenges enforcing state law against out-of-state mailers who may operate across multiple jurisdictions with varying regulations

Compiled from official sources — confirm details with the bill’s official record.

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