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Bill

HB 3028

Consumer Credit Code; allowing the Department of Career and Technology Education to charge service fees for certain transactions; effective date.

2026 Regular Session Introduced by Christi Gillespie and 1 co-sponsor

Oklahoma bill authorizes CareerTech to charge service fees on unspecified transactions under consumer credit code, advancing with committee amendments.

Coauthored by Representative Deck
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Bill Summary · HB 3028

Legislative bill overview

HB 3028 modifies Oklahoma's Consumer Credit Code to authorize the Department of Career and Technology Education (CareerTech) to impose service fees on certain transactions. The bill has advanced through committee with amendments and a "Do Pass" recommendation from the Banking, Financial Services and Pensions committee.

Why is this important

This legislation directly affects how CareerTech finances its operations and may impact costs for individuals or entities conducting transactions with the agency. The amendment of a consumer credit statute suggests potential implications for lending practices, fee structures, or financial services regulation affecting Oklahoma residents and businesses.

Potential points of contention

  • Lack of transaction clarity – The bill's language doesn't specify which transactions would incur fees, raising questions about scope and potential overreach
  • Consumer protection concerns – Modifications to consumer credit code warrant scrutiny regarding whether adequate protections exist for affected parties
  • Revenue vs. accessibility – New fees could generate needed CareerTech funding but may create barriers to accessing career and technical education services for lower-income Oklahomans

Compiled from official sources — confirm details with the bill’s official record.

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