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Bill

Bill

HB 1298

Concerning student athlete insurance.

2025-2026 Regular Session Introduced by April Berg and 16 co-sponsors

HB 1298 establishes mandatory insurance coverage requirements for Washington student athletes to ensure medical protection during school-sponsored sports participation.

By resolution, reintroduced and retained in present status.
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Bill Summary · HB 1298

Legislative bill overview

HB 1298 addresses insurance coverage requirements for student athletes in Washington state. The bill establishes standards for what types of insurance student athletes must maintain and potentially modifies existing coverage obligations for schools or athletic programs.

Why is this important

Student athletes face significant injury risks, and inadequate insurance can leave families with substantial medical debt or force athletes to forgo treatment. This legislation directly affects access to healthcare for thousands of young athletes and may alter cost responsibilities for educational institutions.

Potential points of contention

  • Cost burden allocation: Disagreement over whether schools, students, families, or insurance providers should bear premium costs
  • Coverage scope and adequacy: Debate about whether mandated insurance levels are sufficient for serious injuries or whether they're unnecessarily expensive
  • Compliance and enforcement: Questions about how institutions verify coverage and consequences for non-compliance, potentially affecting student eligibility to participate

Compiled from official sources — confirm details with the bill’s official record.

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