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HB 1328

Comprehensive Hurricane Damage Mitigation Program; rename to strengthen MS Homes Program and provide funding.

2025 Regular Session Introduced by Jerry Turner

Strengthens Mississippi hurricane mitigation program through rebranding and new funding, died in committee before advancing to full legislative vote.

Died In Committee
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Bill Summary · HB 1328

Legislative bill overview

HB 1328 proposes renaming and strengthening Mississippi's home protection initiative (referred to as the "MS Homes Program") and allocates funding to support comprehensive hurricane damage mitigation efforts. The bill aims to enhance resilience against hurricane-related property damage through improved program structure and financial resources.

Why is this important

Mississippi faces significant hurricane risk, with homeowners and insurers bearing substantial costs from storm damage. A well-funded mitigation program can reduce property losses, lower insurance premiums, and decrease strain on state disaster recovery resources. This directly affects housing affordability and economic stability for Mississippi residents in hurricane-prone areas.

Potential points of contention

  • Funding source and amount: The bill's specific appropriation level and where funds come from (general revenue, insurance fees, bonds) are critical but unclear from available information—this affects broader state budget priorities
  • Program effectiveness and oversight: Questions about whether the renamed program will meaningfully improve outcomes compared to existing efforts, and what performance metrics will measure success
  • Coverage equity: Concerns about whether mitigation funding reaches underserved communities or primarily benefits those already able to afford protective measures

Compiled from official sources — confirm details with the bill’s official record.

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