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Bill

SB 408

Civil procedure: execution; procedures for collection of judgments; revise. Amends secs. 2807, 4011, 4015, 4031, 4061a, 6023, 6027, 6059 & 6104 of 1961 PA 236 (MCL 600.2807 et seq.) & adds secs. 4001a, 4032, 4033, 6001a, 6023b, 6023c, 6023d, 6023e, 6023f, 6023g & 6023h.

2023-2024 Regular Session Introduced by Rosemary Bayer and 6 co-sponsors

SB 408 revises Michigan's judgment execution and debt collection procedures, potentially streamlining creditor recovery while changing debtor protections in civil cases.

placed on second reading
#civilprocedure:execution #civilprocedure:garnishment #civilprocedure:other #liens:other
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Bill Summary · SB 408

Legislative bill overview

SB 408 comprehensively revises Michigan's civil procedure rules for executing judgments and collecting debts, modifying multiple sections of the state's court rules. The bill updates procedures courts use when creditors seek to enforce court-ordered payments from debtors, including new provisions on how judgments are processed and collected.

Why is this important

These procedural changes affect both creditors trying to recover money through the courts and debtors facing judgment collection. The revised execution and collection procedures could impact small business cash flow, consumer debt resolution timelines, and court efficiency in handling civil judgments across Michigan.

Potential points of contention

  • Debtor protection vs. creditor efficiency: Changes may shift the balance between making it easier for creditors to collect versus protecting debtors from aggressive collection tactics
  • Court administration burden: New procedural requirements could increase workload on already-stretched court systems without corresponding resources
  • Unequal impact: Small creditors and individual creditors may experience different outcomes than institutional lenders under revised procedures

Compiled from official sources — confirm details with the bill’s official record.

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