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HF 4247

Augmentative and alternative communication systems health insurance coverage required, and money appropriated.

2025-2026 Regular Session Introduced by Robert Bierman and 4 co-sponsors

Minnesota bill requires health insurers to cover augmentative and alternative communication devices for speech-disabled individuals, with appropriated state funding.

Author added Freiberg
#appropriations #insurance-health
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Bill Summary · HF 4247

Legislative bill overview

HF 4247 mandates that health insurance plans in Minnesota provide coverage for augmentative and alternative communication (AAC) systems—devices and software that help individuals with speech or language disabilities communicate. The bill also appropriates funding to support this coverage requirement.

Why is this important

AAC systems enable people with conditions like cerebral palsy, autism, ALS, and stroke-related aphasia to communicate effectively, significantly improving quality of life and independence. Without insurance coverage, these devices can cost thousands of dollars, making them inaccessible to many who need them.

Potential points of contention

  • Cost and premium impact: Health insurers may argue that mandatory coverage will increase premiums for all policyholders or reduce coverage in other areas
  • Definition scope: Unclear whether coverage includes all devices/software types, subscription services, repairs, and updates, or if limitations apply
  • Prior authorization requirements: The bill doesn't specify whether insurers can impose prior authorization, waiting periods, or frequency limits on replacements as devices become outdated

Compiled from official sources — confirm details with the bill’s official record.

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