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SD 2328

An Act to relative to an underinsurance issue

194th Legislature (2025-2026) Introduced by Paul Feeney

Massachusetts bill SD 2328 addresses underinsurance issues, referred to House Financial Services Committee to establish or strengthen insurance coverage requirements.

House concurred
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Bill Summary · SD 2328

Legislative bill overview

SD 2328 is a Massachusetts bill introduced by Rep. Paul Feeney that addresses underinsurance issues, though the specific provisions are not detailed in the available information. The bill was referred to the House Committee on Financial Services on February 27, 2025, following House concurrence, indicating it advanced from the Senate.

Why is this important

Underinsurance—when people carry inadequate insurance coverage—affects consumers' financial vulnerability to unexpected losses and has broader economic implications. Legislation addressing this issue could impact how insurance is sold, regulated, or mandated across Massachusetts, affecting both consumers and the insurance industry.

Potential points of contention

  • Regulatory burden vs. consumer protection: Stricter underinsurance requirements may increase insurance costs for consumers or create compliance challenges for insurers
  • Scope of coverage: Disagreement may exist over which types of insurance should be addressed and what constitutes adequate coverage levels
  • Market impact: Insurance industry stakeholders may resist changes affecting pricing, underwriting standards, or profit margins, while consumer advocates may push for stronger protections

Compiled from official sources — confirm details with the bill’s official record.

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