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HD 814

An Act to further clear titles to real property affected by technical irregularities in recorded instruments

194th Legislature (2025-2026) Introduced by Angelo Puppolo

Summary of HD 814: An Act to further clear titles to real property affected by technical irregularities in recorded instruments Purpose and IntentThe primary purpose of this bill i

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Bill Summary · HD 814

Summary of HD 814: An Act to further clear titles to real property affected by technical irregularities in recorded instruments

Purpose and Intent

The primary purpose of this bill is to provide a legal process for clearing the titles of real property that have been affected by technical irregularities or errors in recorded property documents and instruments. This legislation aims to streamline the resolution of title issues caused by minor administrative or clerical mistakes in the recording of deeds, mortgages, and other property records.

Key Provisions

  • Presumption of Validity: The bill establishes a legal presumption that recorded instruments that contain technical irregularities are nonetheless valid and effective, unless proven otherwise.
  • Administrative Process for Title Clearing: The legislation creates an administrative process through the state's property records office where property owners can petition to have their titles cleared of issues caused by technical defects in prior recorded documents.
  • Reduced Filing Fees: The bill mandates reduced filing fees for these title clearing petitions to make the process more accessible and affordable for homeowners.
  • Statute of Limitations: There is a 10-year statute of limitations on challenges to property titles based on technical recording errors under this legislation.
  • Retroactive Application: The provisions of this bill would apply retroactively to clear titles affected by past technical irregularities, not just future recording issues.

Impact and Affected Parties

This bill is intended to benefit homeowners, real estate professionals, and the broader real estate market by providing a clear legal mechanism to address minor title defects. It could help facilitate smoother real estate transactions and reduce the time and costs associated with resolving title problems.

The legislation would primarily impact:
- Homeowners with properties that have title issues due to technical recording errors
- Real estate agents, title companies, and others involved in residential and commercial property transactions
- The state property records office that would administer the new title clearing process

Procedural and Timeline Aspects

HD 814 was introduced in the state legislature on November 29, 2025. If passed, the bill's provisions would take effect 90 days after the legislation is signed into law. The retroactive application of the title clearing process would allow property owners to petition for relief going back 10 years prior to the bill's enactment.

Compiled from official sources — confirm details with the bill’s official record.

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