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HD 1375

An Act to ensure adequate coverage of funeral expenses in cases of work-related death

194th Legislature (2025-2026) Introduced by Sally Kerans

Massachusetts bill requires employers/insurers to cover funeral expenses for work-related employee deaths, providing financial relief to grieving families.

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Bill Summary · HD 1375

Legislative bill overview

HD 1375 would require employers or workers' compensation insurance to cover funeral and burial expenses for employees who die from work-related injuries or illnesses. The bill establishes a mechanism to ensure families of deceased workers receive financial assistance for end-of-life costs without bearing the full burden themselves.

Why is this important

Work-related fatalities create immediate financial hardship for grieving families who may lack resources for funeral costs, which typically range from $7,000-$12,000. This bill addresses a gap in some workers' compensation systems where death benefits may not adequately cover these expenses, ensuring dignity in funeral arrangements and reducing financial trauma during an already difficult time.

Potential points of contention

  • Cost allocation: Employers and insurers may argue this increases workers' compensation premiums, potentially affecting hiring practices or business operations, particularly for small businesses
  • Benefit adequacy: Unclear whether the coverage amount would be fixed or tied to actual funeral costs, which vary significantly by region and family preferences
  • Scope ambiguity: Questions about whether "work-related" includes all occupational deaths (commute accidents, stress-related conditions) or only traditional workplace incidents

Compiled from official sources — confirm details with the bill’s official record.

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