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HB 315

AN ACT TO AMEND TITLE 6 OF THE DELAWARE CODE RELATING TO CREDIT CARD FEES.

153rd General Assembly (2025-2026) Introduced by Darius Brown and 27 co-sponsors

Delaware HB 315 modifies state credit card fee regulations, balancing consumer protections against merchant and financial services industry interests under Title 6 provisions.

Reported Out of Committee (Economic Development/Banking/Insurance & Commerce) in House with 1 Favorable, 8 On Its Merits
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WeVote Research Nonpartisan
Bill Summary · HB 315

Legislative bill overview

HB 315 amends Delaware's credit card fee statutes under Title 6 of the Delaware Code, though the specific provisions are not detailed in the available information. The bill was introduced in March 2026 and is currently under review by the House Economic Development/Banking/Insurance & Commerce Committee. Without access to the full text, the exact nature of the fee regulations being modified cannot be specified.

Why is this important

Credit card fee regulations directly affect consumer costs and merchant operations across the state. Delaware's corporate-friendly business environment makes changes to credit card regulations particularly significant, as they can influence financial services companies' operations and potentially set precedent for other jurisdictions.

Potential points of contention

  • Consumer vs. merchant interests: Restrictions on credit card fees may benefit consumers through lower costs but could increase merchant expenses, potentially raising prices on goods and services
  • Business competitiveness: Changes to fee structures could affect Delaware's attractiveness to credit card companies and financial institutions operating in the state
  • Scope of regulation: Unclear whether amendments apply to all card types, all merchants, or specific transaction categories, which could create compliance challenges or loopholes

Compiled from official sources — confirm details with the bill’s official record.

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