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Bill

SB 56

AN ACT TO AMEND TITLE 25 OF THE DELAWARE CODE RELATING TO MANUFACTURED HOME TITLE TRANSFERS.

153rd General Assembly (2025-2026) Introduced by Bill Carson and 5 co-sponsors

SB 56 modernizes Delaware's manufactured home title transfer procedures to streamline property transactions and reduce administrative friction in the affordable housing market.

Signed by Governor
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Bill Summary · SB 56

Legislative bill overview

SB 56 amends Delaware's manufactured home title transfer laws under Title 25 of the Delaware Code. The bill streamlines and clarifies the process for transferring ownership of manufactured homes, addressing procedural gaps or inefficiencies in the existing statutory framework. It became law following passage by both chambers and gubernatorial signature in September 2025.

Why is this important

Manufactured homes represent a significant portion of affordable housing stock, particularly for lower and middle-income Delawareans. Clear, efficient title transfer procedures reduce transaction costs, prevent ownership disputes, and facilitate legitimate property sales in this important housing market segment. Ambiguous or cumbersome transfer processes can delay sales, increase legal disputes, and potentially burden lenders and buyers.

Potential points of contention

  • Lender protections vs. owner convenience: Changes to title transfer procedures may shift burdens between financial institutions holding liens and individual homeowners seeking to sell or refinance
  • Administrative implementation costs: Enhanced procedures could require additional Department of Motor Vehicles resources or create compliance challenges for dealers and title agents
  • Affordable housing accessibility: Depending on specifics, streamlined transfers could either improve market liquidity for lower-income sellers or inadvertently enable predatory practices if safeguards are insufficient

Compiled from official sources — confirm details with the bill’s official record.

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