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SB 757

AN ACT REQUIRING SELF-FUNDED MUNICIPALITIES IN THIS STATE TO PROVIDE HEALTH INSURANCE COVERAGE FOR BREAST CANCER SCREENINGS.

2025 Regular Session Introduced by Saud Anwar and 1 co-sponsor

Connecticut requires self-funded municipal health plans to cover breast cancer screenings for employees, guaranteeing preventive care access but shifting costs directly to municipalities.

REF. TO JOINT COMM. ON Insurance and Real Estate
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Bill Summary · SB 757

Legislative bill overview

SB 757 mandates that self-funded municipalities in Connecticut must include breast cancer screening coverage in their health insurance plans. Self-funded plans are those where municipalities directly bear the financial risk of employee healthcare claims rather than purchasing traditional insurance. The bill essentially ensures comprehensive mammography and related screening services are available to municipal employees.

Why is this important

Breast cancer screening is a preventive health service that can significantly improve survival rates through early detection. For municipal employees—who are often among the state's largest employee populations—guaranteed coverage removes financial barriers to preventive care. This addresses potential gaps where some self-funded plans might limit or exclude screening services to control costs.

Potential points of contention

  • Cost implications: Self-funded municipalities would bear direct financial responsibility for screening costs without caps, potentially increasing overall healthcare expenditures and straining municipal budgets already facing fiscal pressures
  • Insurance autonomy vs. mandate: Some argue self-funded plans should retain flexibility to design benefit structures based on their specific workforce demographics and financial capacity, rather than facing state-mandated coverage
  • Scope definition: The bill's specific requirements for screening frequency, age eligibility, and covered modalities (mammography, ultrasound, MRI) are undefined, creating uncertainty about actual costs and implementation details

Compiled from official sources — confirm details with the bill’s official record.

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