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Bill

HB 6137

AN ACT REQUIRING HEALTH CARRIERS TO DISCLOSE CERTAIN INFORMATION TO CONSUMERS.

2025 Regular Session Introduced by Rebecca Martinez and 1 co-sponsor

Connecticut requires health insurers to disclose specified consumer information to increase transparency and help residents make informed insurance decisions.

REF. TO JOINT COMM. ON Insurance and Real Estate
#consumerprotection #disclosure #healthinsurance
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Bill Summary · HB 6137

Legislative bill overview

HB 6137 mandates that health insurance carriers in Connecticut provide enhanced transparency to consumers by disclosing specific information about coverage, costs, and plan details. The bill aims to empower consumers to make more informed decisions about their health insurance options by requiring carriers to make certain data readily accessible.

Why is this important

Health insurance is complex, and consumers often struggle to understand coverage limitations, out-of-pocket costs, and claim processes before problems arise. Improved disclosure requirements could reduce surprise medical bills, help consumers compare plans more effectively, and increase accountability for health carriers. This addresses a persistent consumer complaint about the difficulty in obtaining clear, upfront information from insurers.

Potential points of contention

  • Compliance costs: Health carriers may argue that implementing new disclosure requirements increases administrative expenses, which could be passed to consumers through higher premiums
  • Definition ambiguity: The bill's reference to "certain information" lacks specificity in the summary, leaving questions about what exactly must be disclosed and whether the requirements are feasible
  • Market competitiveness: Insurers may contend that mandatory standardized disclosures could reduce their ability to differentiate products and compete on transparency innovation

Compiled from official sources — confirm details with the bill’s official record.

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