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Bill

SB 954

AN ACT REQUIRING A STUDY OF THE USE OF CREDIT CARD VERIFICATION VALUE CODES FOR CAMPAIGN FINANCE PURPOSES.

2025 Regular Session Introduced by Rob Sampson

Connecticut orders study of using credit card security codes to verify campaign donations and reduce fraudulent contributions.

REF. TO JOINT COMM. ON Government Administration and Elections
#campaignfinancing #creditcardinformation #fraud #identitytheft #moneylaundering #studies
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Bill Summary · SB 954

Legislative bill overview

SB 954 mandates a study examining how credit card verification value codes (CVV/security codes) could be used to enhance campaign finance transparency and enforcement. The bill requires analysis of whether these codes could help verify the legitimacy of campaign contributions and prevent fraudulent donations.

Why is this important

Campaign finance fraud and foreign interference in elections remain persistent concerns for election integrity. If CVV codes could be used to better authenticate donors and prevent illegitimate contributions, it could strengthen oversight mechanisms and public trust in campaign funding sources.

Potential points of contention

  • Privacy concerns: Using CVV data for campaign purposes raises questions about personal financial information security and whether this creates new data privacy vulnerabilities
  • Technical feasibility: CVV codes are designed for merchant verification, not donor authentication—the study must assess whether repurposing them is practical or creates security gaps
  • Cost-benefit analysis: Implementing such a system may impose significant compliance burdens on campaigns and fundraising platforms relative to actual fraud prevention gains
  • Interstate coordination: Campaign finance rules vary by state; a Connecticut-only requirement could create operational complications for multi-state campaigns

Compiled from official sources — confirm details with the bill’s official record.

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