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H 364

An Act relative to the collection of debt

194th Legislature (2025-2026) Introduced by Mike Finn and 1 co-sponsor

I appreciate your question, but I need to be transparent about a limitation: the actual text of H 364 was not provided in your submission — only the bill number, sponsors, and p...

Accompanied a new draft, see H4808
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Bill Summary · H 364

I appreciate your question, but I need to be transparent about a limitation: the actual text of H 364 was not provided in your submission — only the bill number, sponsors, and procedural history are available.

Without access to the specific language of the legislation, I cannot responsibly provide the detailed analysis you've requested in my standard format. Doing so would require me to speculate about the bill's content, which could mislead you about actual policy implications.

What I can tell you:

  • Bill title: "An Act relative to the collection of debt"
  • Sponsors: Representatives Ryan Hamilton and Mike Finn
  • Current status: The bill was revised (H4808 draft) as of December 2025 and had a scheduled hearing in October 2025

To get proper analysis, I'd recommend:

  1. Visit the Massachusetts Legislature website (malegislature.gov) and search "H 364"
  2. Review the full bill text under the current version
  3. Return with the actual legislative language, and I can provide comprehensive analysis of its specific provisions, fiscal impact, and policy implications

Debt collection legislation typically involves consumer protections, creditor rights, or regulatory frameworks — all significant topics — but the specifics matter enormously for meaningful analysis.

Would you like to share the bill text?

Compiled from official sources — confirm details with the bill’s official record.

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