WeVote
Log In

Bill

Bill

H 1123

An Act relative to notices by insurance companies

194th Legislature (2025-2026) Introduced by Mike Day

Bill H 1123 allows Massachusetts insurance companies to send policy notices electronically, enhancing convenience for consumers while requiring their consent.

Accompanied H1084
0
WeVote Research Nonpartisan
Bill Summary · H 1123

Summary of Bill H 1123: An Act Relative to Notices by Insurance Companies

Purpose and Intent

Bill H 1123 aims to modernize the way insurance companies communicate important policy information to their clients. Specifically, it seeks to allow insurance companies in Massachusetts to provide notices regarding the cancellation, renewal, or nonrenewal of insurance policies through electronic means, provided that the named insured agrees to this method of communication.

Key Provisions

  • Amendment to Chapter 175: The bill proposes an addition to Chapter 175 of the General Laws, introducing a new section (Section 187I) that permits electronic notices for insurance policy actions.
  • Consent Requirement: Insurance companies can only send electronic notices if they have obtained the agreement of the named insured, ensuring that policyholders have control over how they receive important information.

Impact

  • Insurance Companies: This bill will benefit insurance companies by streamlining their communication processes and potentially reducing costs associated with mailing physical notices.
  • Policyholders: For consumers, the option to receive electronic notices can enhance convenience and ensure quicker access to important information regarding their insurance policies. However, it also places the onus on policyholders to consent to electronic communication.

Procedural Aspects

  • Introduced: The bill was introduced on February 27, 2025, by Representative Michael S. Day of the 31st Middlesex District.
  • Legislative Actions:
    • Referred to Committee: The bill was referred to the Financial Services Committee on the same day it was introduced.
    • Hearing Scheduled: A hearing is scheduled for May 13, 2025, from 10:00 AM to 1:00 PM in Room A-2.
    • Accompanied by H1084: As of November 19, 2025, the bill has been accompanied by H1084, indicating it is part of a larger legislative discussion or package.

Related Legislation

  • Similar Matter: This bill is related to a similar matter filed in the previous session (House No. 981 of 2023-2024), indicating ongoing legislative interest in modernizing insurance communication practices.

Conclusion

Bill H 1123 represents a significant step towards digitizing the communication processes of insurance companies in Massachusetts. By allowing electronic notices with the consent of policyholders, the bill aims to improve efficiency and accessibility in the insurance industry. The upcoming hearing will provide an opportunity for further discussion and input from stakeholders.

Compiled from official sources — confirm details with the bill’s official record.

Sign in to ask a question.