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SD 2124

An Act relative to IUD pain management coverage

194th Legislature (2025-2026) Introduced by Manny Cruz and 2 co-sponsors

Massachusetts bill requiring health insurers to cover pain management medications and services for IUD insertion procedures to improve access and reduce patient costs.

House concurred
0
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Bill Summary · SD 2124

Legislative bill overview

SD 2124 requires health insurance plans in Massachusetts to cover pain management medications and services for patients undergoing intrauterine device (IUD) insertion procedures. The bill aims to address the documented pain and discomfort many people experience during IUD placement, which can be a barrier to contraceptive access.

Why is this important

IUD insertion pain is a well-documented medical concern that can deter people from choosing this effective contraceptive method, potentially affecting reproductive healthcare access and decision-making. Mandating insurance coverage for pain management would reduce out-of-pocket costs and ensure equitable access to comfort measures during the procedure, addressing a documented disparity in pain management across different medical procedures.

Potential points of contention

  • Insurance cost impact: Health insurers may argue that mandating coverage increases premiums and administrative costs, though pain management is typically inexpensive
  • Scope definition: Disagreement over which pain management options qualify (topical anesthetics, oral medications, sedation, nitrous oxide) and whether all are medically necessary
  • Coverage equity questions: Some may question why IUD insertion pain management requires specific legislation when other painful procedures lack similar mandates, or conversely, why similar bills haven't been passed for comparable procedures

Compiled from official sources — confirm details with the bill’s official record.

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